MLM and Network Marketing Training

Why Social Security Alone IS a Risk and What You Can Do about It.

Social Security is a valuable program that provides a financial safety net for millions of Americans in their retirement years. However, relying solely on Social Security for retirement income can be risky. Here are some of the risks associated with relying solely on Social Security for retirement income:

  1. Social Security Benefits May Not Be Enough

Social Security benefits are designed to replace only a portion of a worker’s pre-retirement income. The Social Security Administration estimates that benefits will replace about 40% of pre-retirement income for the average worker. This means that if your pre-retirement income was $50,000 per year, you can expect to receive about $20,000 per year in Social Security benefits. For many people, this may not be enough to live on in retirement, especially if they have significant expenses, such as medical bills or long-term care costs.

  1. Social Security May Not Be Around Forever

Social Security is funded by payroll taxes paid by current workers, which are used to pay benefits to current retirees. As the population ages and the number of retirees grows, there may not be enough workers paying into the system to support the benefits promised to retirees. In fact, the Social Security Administration projects that the trust fund that supports the program will be exhausted by 2033. While the program is unlikely to disappear entirely, it is possible that benefits could be reduced in the future.

  1. Social Security Benefits May Be Taxed

If your retirement income is high enough, your Social Security benefits may be subject to federal income taxes. This can reduce the amount of income you have available to cover your expenses in retirement. For example, if you are married filing jointly and your combined income (including half of your Social Security benefits) is more than $34,000, up to 85% of your Social Security benefits may be subject to federal income taxes.

  1. Social Security May Not Keep Up with Inflation

Social Security benefits are adjusted each year to keep up with inflation, but the amount of the adjustment may not be enough to keep pace with the rising cost of living. This means that the purchasing power of your Social Security benefits may decrease over time, making it more difficult to cover your expenses in retirement.

  1. Social Security Does Not Provide Long-Term Care Coverage

Long-term care, such as nursing home care or in-home care, can be a significant expense for retirees. Social Security does not provide coverage for long-term care, so retirees who need this type of care may need to rely on other sources of income, such as personal savings or Medicaid.

  1. Social Security Benefits May Be Reduced if You Work in Retirement

If you choose to continue working in retirement, your Social Security benefits may be reduced if you earn too much income. This is known as the earnings test. For example, if you are under full retirement age for the entire year and earn more than $18,960 in 2021, your benefits will be reduced by $1 for every $2 you earn over the limit.

What Can You Do?

Consider building a low risk high reward home business. I remember my grandpa repairing bicycles and bring them to the swap meet for extra income. He also would sell other items he picked up at yard sales, repaired and resold them at the swap meet. I don’t know if they need the money or he just wanted to stay busy but I do know they were on a fixed income with Social Security. I admire his work ethic but today there are other options you can explore. One that I recommend is a home based business where you can work the hours you want from anywhere. Check it out here and watch the short video. Retirement Options Video

In conclusion, relying solely on Social Security for retirement income can be risky. While Social Security provides a valuable safety net for retirees, it may not provide enough income to cover all of your expenses in retirement. In addition, the program may not be around forever, benefits may be taxed, and they may not keep up with inflation. Retirees who need long-term care may need to rely on other sources of income, and working in retirement may result in a reduction in Social Security benefits. To mitigate these risks, it is important to have other sources of retirement income, such as personal savings, pensions, or retirement accounts. Working with a financial advisor can help you create a retirement plan that takes into account your unique circumstances and helps you achieve your retirement goals.

Thanks for reading!

Mark Balderrama

Retirement

How To Add Income Streams to Improve Your Retirement Plan

Retirement is a phase of life that most people look forward to with great anticipation. It is a time when you can relax, travel, spend time with family and friends, and pursue hobbies and interests that you may have put on hold during your working years. However, to truly enjoy your retirement, you need financial stability. One of the most effective ways to achieve this stability is to have multiple income streams.

What Are Multiple Income Streams? Multiple income streams are sources of income that you have in addition to your primary source of income, such as your job. They can come from a variety of sources, such as rental properties, dividends from investments, royalties from creative work, or income from a side business. Having multiple income streams means that you are not relying solely on one source of income, which can be risky, especially during retirement.

Why Are Multiple Income Streams Important for Improving Your Retirement?

There are several reasons why having multiple income streams is important for improving your retirement:

  1. Increased Financial Security One of the most significant benefits of having multiple income streams is increased financial security. When you have diversified income sources, you spread the risk and minimize the impact of any negative event on one source of income. For example, if you rely solely on your pension, any changes to the pension plan could severely impact your retirement. But if you have other sources of income such as rental properties, investments, or a side business, you have a safety net that provides financial security.
  2. Better Retirement Lifestyle Having multiple income streams can help you maintain your lifestyle during retirement. When you have more than one source of income, you can ensure that you have enough money to cover all your expenses and indulge in activities that you enjoy. This can include travel, hobbies, and other leisure activities. It also gives you the flexibility to adjust your expenses according to your income, making it easier to live comfortably.
  3. Protection Against Inflation Inflation is a reality that affects everyone, including retirees. Having multiple income streams helps to protect against inflation as different income streams can have different inflation rates. For example, rental income may increase with inflation, while interest income may remain constant. By having multiple sources of income, you can protect yourself against inflation and ensure that your income keeps pace with rising expenses.
  4. Higher Savings Multiple income streams also allow you to save more for retirement. When you have more than one source of income, you can allocate a portion of each income stream towards savings. This not only helps you build a larger retirement corpus but also ensures that you have a cushion for emergencies or unexpected expenses during retirement.
  5. Increased Flexibility Having multiple income streams gives you the flexibility to retire on your own terms. You may not need to rely on a single source of income to retire. You can retire when you want, and how you want. You may choose to work part-time or start a small business during retirement to supplement your income. Multiple income streams give you the freedom to make these choices and have a more fulfilling retirement.

How to Build Multiple Income Streams

Building multiple income streams takes time and effort, but it is well worth it. Here are some strategies to help you build multiple income streams:

  1. Invest in Real Estate Real estate can be a great source of passive income during retirement. You can buy rental properties that generate rental income or invest in real estate investment trusts (REITs) that provide regular dividends.
  2. Invest in the Stock Market Investing in the stock market can be a great way to build wealth and generate income. You can invest in dividend-paying stocks that provide regular income or growth stocks that can appreciate over time.
  3. Start a Side Business Starting a side business can be a great way to supplement your income during retirement. You can start a business that leverages your time and experience.

In my opinion I think a great business that is low risk is a home based business.

There are many advantages to having a home-based business, including:

  1. Lower Overhead Costs One of the biggest advantages of having a home-based business is lower overhead costs. With a home-based business, you do not need to rent or purchase a separate office space, which can be a significant expense. You can also save money on commuting costs, as you do not need to travel to work every day.
  2. More Flexibility A home-based business provides more flexibility than a traditional office-based job. You can set your own hours and work when it is convenient for you. This can be particularly helpful if you have other commitments, such as childcare or caring for an elderly relative.
  3. Increased Work-Life Balance Having a home-based business can also provide an increased work-life balance. You can work from home, which means you do not need to spend time commuting to and from work. This can give you more time to spend with your family and pursue hobbies and interests outside of work. Additionally, you can set your own schedule, which allows you to balance your work and personal life more effectively.

To review my personal recommendation for the best home based business that can be built anywhere and anytime, even online if you want! Watch teh short video and see for yourself HERE!

Thanks for Reading and consider subscribing!

Mark Balderrama

Me and Twister!
MLM and Network Marketing Training

LiveGood Review: Best Opportunity for 2023 and Beyond

You may have heard about a company called LiveGood. They are revolutionizing the industry and have a simple, but powerful mission:

Our Mission is Simple

To Help People Get Healthy, And Stay Healthy Without Having To Spend A Fortune To Do It.

This company is changing the Network Marketing Industry by fixing all the problems most people have with this type of business model. Namely:

  1. High Enrollment Cost
  2. Mandatory Autoship to earn bonuses
  3. Overpriced Products
  4. Recruiting or Referral requirements to bonus
  5. Old school traditional contacting and inviting methods
  6. Mandatory costly “Educational Support System” to Rank or Bonus

Breaking The Paradigm

LiveGood has changed the thought process on network marketing by creating a Membership Model and a Forced 2 x 15 Matrix. I have been involved in MLM since 1989 off and on and have never seen anything like it. Like the LiveGood CEO Ben Glinksy says “When you get it. You get it!”

The time of being forced to promote and sell overpriced products is over. In today’s economy it just doesn’t work. People are looking for multiple income streams and they want to work remotely. LiveGood is built on simple concept called a Membership Club Model. You pay a small one time fee to join the “club” then $9.95 a month to have Member pricing to an amazing group of best in class health and wellness products.

Of course you also get your own business, back office and compensation plan to support a six or seven figure income if so desired. Of course you can “just” build the business or “just” buy the low priced-high quality products. There is no requirement to do either and you still can earn upto $2047 per month. Even if you did not refer a single person or buy a single product. That’s unheard of right. You can see for yourself HERE.

Proud Of Being In Network Marketing-Really?

LiveGood is growing fast with a business model that people can finally be proud of. The reason most people quit is because; how can you go to your friends and family and in good conscience try to convince them to buy overpriced products that they can get elsewhere for less just so you can build a business.

It’s a hard proposition to sustain. In another case the people we are trying to help the most are those who absolutely need the extra income and definitely need the products to maintain their health. How can we expect that person to spend money on an autoship of overpriced products; and possibly a educational support system just so they can earn an extra income. This is why most people don’t make an real money in network marketing and eventually quit because it is hard to sustain it. The priority of paying the bills comes first for 99% of people.

With LiveGood it is easy to be proud to share the business opportunity and products because the average product cost is comparable to Costco and 80% less than other network marketing companies.

Finally Making Money!

For many LiveGood members they are making money for the first time in a network marketing business. Why? Because they are proud and it’s easy to build when it just makes sense.

🤑If you would like to take a FREE tour of LiveGood Click Here

To Learn more please watch my video: LiveGood MLM Finally Fixed!

Best Network Marketing Companies, MLM and Network Marketing Training, Network Marketing For Engineers

Been in Amway Before? Then You Will Understand This!

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Welcome back. I wanted to talk about my experiences back when I was in Amway. In 1989, that’s when I first got started in it actually, and I was in it for over 10 year. And I was thinking about it this morning. I don’t know why. But, you know, I was thinking about a couple people back in the day that I worked with while I was in Amway. When I got involved in in network marketing, with Amway, I didn’t have a negative viewpoint on it. I didn’t know anything about the company when I was presented with the opportunity. I didn’t know anything about network marketing, but I thought what a great business concept this is and you know, we started learning more and building our business.

QUIXTAR

What happened over the course of time, was that the company got handed to the second generation and some good things happened when they made this next step to what they called Quixtar which was same company but under a different name. And they started moving towards online shopping concepts and more of a digital age. I remember having a little miniature CD that had a little video embedded into it was called the digital business card. I still have some laying around. And I thought what an amazing concept. This was back in the beginning when the internet was really brand new. I mean, we still had dial up Internet access, if you could believe that. And most people probably don’t even know what dial up Internet access is. It’s still a classic sound that is used if you ever saw the movie, you’ve got mail.  with actors, Meg Ryan and Tom Hanks. They would email each other and have the dial up sound of the modem. And it was really unreliable and slow. And so, I kind of looked at it where we were ahead of our time, because many people didn’t trust online shopping. And they were afraid to put their credit card number in because somebody might, you know, get ahold of it and their personal information and people were very unsure about it. And I think back, you know, to those times, I thought, while we were on the cutting edge. I’d already been in Amway about five years by the time that started happening. And then they kind of messed up, you know, the second generation of the family that owns the Amway Corporation took over and things got kind of messed up.

MORE CHANGES

At the same timeframe, we had changes going on in our own lives, you know, and so, what I found was is that the network marketing business was fantastic, that business concept is still great. And that’s why billions of dollars are done in network marketing today. I mean, more than the NFL, the movie industry and many others combined. Network Marketing produces billions and billions of dollars. Look it up. It’s pretty impressive. There’s nothing wrong with the business concept, multilevel marketing, network marketing, it’s the same thing. But what usually screws it up are the people. You know, you look at it. I mean, we had a pretty good organization, we reached a higher level than the Amway business. And, you know, we didn’t reach financial freedom at that point in time. We weren’t diamond level or anything like that. But that was our goal. And we’re working towards it. What we found interesting over time was is that the business that was our own, it was supposed to be our own. We didn’t get to make any of the decisions in it. You know, we had an upline that was controlling what we were doing, what we could do, what we can’t do. And I’ll give you a key example of it. I was thinking about it this morning, and I think about my time in the Amway business so often and it’s mostly positive, but there are some negatives.

COLD CONTACTING? REALLY?

You know, there was a lot of things about the business concept that were fantastic, majority of them, frankly. But a lot of the people had methods that I just wasn’t comfortable with. And I found most people weren’t. I’ll give you one good example cold contacting after you’ve, shared the Amway business with your friends and family, one of two things usually happens and sometimes some of both, your friends and family either start to ignore you and avoid you, or some of them get involved with you. And you find out that they have a negative idea of Amway, and in some cases, even some family members or friends start to think that maybe you’re better than them because you’re trying to improve yourself or your situation. And I always cracked up about that. None of those people ever came to save the day for me and my family when we were having financial difficulties. But all of them had an opinion about what I shouldn’t be doing to make more money and be more successful. And yet, you know, I didn’t listen to any of them because none of them were actually paying my bills or even offered to help financially. So, if you’re in that situation, you know, look at it and think about that for a second, why listen to people that are not supporting you, financially, or helping you financially? Why should you be discouraged about doing something that improves your family’s financial future? One of the things that came out of that process is you had to learn how to cold contact, because after your friends and families, seeing the business or did refuse to see the business, whatever the case may be, you have to talk to people that you don’t know. And this is the thing here, they teach you methods that are very difficult for the average person to use. You have to be able to talk to people that you don’t know and approach people, cold and so forth. And I got very good at doing that. But they always had a thing called duplication. Everything you had to do had to be duplicatable. I used to think about it and I thought what about cold contacting is duplicatable? Frankly, nobody duplicates it. Very few do, only the leaders do. And there’s few of those, why does it have to be so difficult? And Isn’t there another way to do it?

ARE YOU PLUGGED IN?

And, you know, you really had no wiggle room to innovate or to do your own thing you had to follow the system. If you weren’t “plugged in”, then you kind of get shunned by the upline, and then they would go around you and, you know, talk to people in your group negatively about you and say that you weren’t plugged in, and it’s just a bunch of crap. And it’s amazing people start getting into a position of what they call leadership. But really, they’re not leaders. They’re just people that want to control everything, and getting your own business is about you controlling what you do and controlling your future and deciding to work when you want to and work the way you want to. Now there’s some exceptions to that. I believe in my opinion, and in my business, you need to be ethical, honest, and you have to be able to build with the right intentions. So, there are some limits there. But the as far as flexibility and innovation, I mean, that’s what people want when they start their own business. Yes, they want a pattern for success that they can follow. They can follow their leadership; they can follow their leaders into success and do the same thing that they did to get them successful. I mean, it always made sense to me. If you wanted to be a millionaire, you need to find someone who’s willing to teach you and do what they did. And you always had that opportunity. What I found over the years was that I got very discouraged with the network marketing business and Amway not with the concept but with the people. After a while you started feeling guilty, you know, as you’re in the business for 10 plus years, things change, you know, you have children, your life changes, but if you weren’t able to be as committed as other people, you may not be able to do everything you did before. I always love this; right? My main upline was in Utah, and they’d hold their functions in their own backyard, basically in in their city in Salt Lake City, Utah. And make everybody feel like crap and guilty that couldn’t spend money or time to travel to Salt Lake City to be at their major function. It was very convenient for them, but they’d make it inconvenient for everybody else and then treat you like dirt if you couldn’t be there because you didn’t have time off from work, or you couldn’t afford the travel or you had childcare issues, and they weren’t very understanding. And I thought this is not about people caring about people. This is about people that care about people that do what you say. And I don’t like that. That’s not what individual business ownership is about. So, I kind of got burned out for a long time on the idea of dealing with this because I saw several other opportunities over the years and they all have the same kind of what I call old school thinking. Do what your upline tells you or else. And if you don’t, you’re not plugged in. If you’re not plugged in, we’re not going to support or promote your opportunity meetings or your business or work in your downline or whatnot. And I thought that’s a bunch of Crap.

WHY NOT TWO LEGS, NOT SIX?

The other difficulty is, is that we had to build six legs to be a diamond level and who had time outside of working a job to build six legs? Especially here I live in California. So, you know you need a substantial income to retire from your job if you live back in the Midwest, that’s at this time or back east, and you weren’t already a successful professional with a lifestyle that revolved around that income that you were earning. And you made $40,000 a year, it wasn’t that difficult to make $40k a year in Amway and retire as a diamond without a big organization, and then try to help other people retire. Unfortunately, it takes a whole heck of a lot more people to retire at a six-figure income for a working professional in Southern California at the time, and it’s no different today, frankly, in many other states as well. So, there was a lot of unrelatability between a lot of these old school network marketers.

STILL OLD SCHOOL-YIKES!

So, over the time, I started looking for new opportunities. And I thought, you know, the best kind of opportunity is one where it’s not a set of corporate people that own the business and run the business at a corporate level. It’s about a company that’s been started, owned and operated by network marketers that understand what the challenges are, and have built a company and organizational structure and training system around the needs of the network marketer, the distributor or the affiliate, the representative that whatever your term is. And finally, after several years of looking, I thought I found that and there was a very successful network marketing person from the old Amway days who was in my upline and that was involved in that business. And the products were fantastic and they still are, I use several of them every day. However, the building style of the business is still old school, they’re still doing it the old school way. And because they have a replicated website, they think that that’s modern and the fact that’s like, you know, 10 years old technology, and they have a canned app. And you know, nobody knows how to use attraction marketing, social media. They don’t have any of the things that we have in our business that actually work, especially when people are doing things on their cell phone more and more, and tablets, laptops and their computers. And during this time when you’re under a stay at home, or how do you expand your business when you’re old school and you got to go have home meetings, one on ones, open opportunity meetings? How do you even get people to go to those things when they are allowed?

NEW SCHOOL-FINALLY!

We build our business without any of those things. We have a network marketing business that’s successful with a system that is a “done for you” marketing system provided by the company for free. It doesn’t cost money to enroll in the business. It doesn’t cost money for the training system, because you want everybody to be successful. You provide that equally to everybody, not just the ones who could afford $24.95 a month. And then that’s just to buy the privilege for you to be able to buy the tools and things. And the reason why, is that there’s a lot of money in the training and tool system in network marketing. And in the business that I checked out for a short period of time, the person who’s running that training system, he’s got everybody locked into it. And basically, it’s the same old school thinking, if you’re not plugged into that training system, then you basically you can’t build your business successfully. And in fact, if you’re not part of that system, you can’t rank advance. What it was a scheme that is, I mean, that’s crazy, right? And then they don’t even give you the tools to be successful. And so, we work in a business that doesn’t have any of those restrictions. If you were in Amway before, or any network marketing company that this sounds familiar. You need to look around because what we’re doing; and there are other companies doing it too, that are started by network marketers having fast growth, great products, free training systems that are current up to date, and constantly being improved and evolved with the changing marketplace, the changing needed the distributors. And it’s unbelievable. That business that I was in for a very short period of time, they haven’t had a new product in a year. And they haven’t updated their methodology for building it since they started. They’re still doing what they did five years ago. And look at the comparison in growth. They haven’t grown. They probably have 20,000 distributors worldwide. And the company that I’m working with now we have over 800,000 in the same period of time. So, the numbers tell the story. It’s not about one master distributor making a lot of money. It’s about everybody being able to make a significant income and you just have to look at the compensation plans to get the opportunities.

THE RIGHT OPPORTUNITY IS HERE

So, if you have been in Amway or other businesses before and you loved certain aspects of it. Don’t give up on that concept that concept works but you do have to work a little harder to find companies that are doing it right. That are using methods that allow people that are already searching for opportunity to find you. That’s what I do and that’s what I teach my team. We work with attraction marketing, you know, I don’t cold contact. People that are already looking are able to find me and the opportunity and that’s the key and nobody has to cold contact. What’s more duplicatable than that? Because cold contacting is not duplicatable when people don’t actually do it and don’t feel comfortable doing it or they don’t ever get really good at doing it. How can you duplicate that? If one out of 10 and it’s probably not even that high, actually would do cold contacting successfully and comfortably and also key here, confidently. How duplicatable is that? Who wants to enroll 10 people that maybe only one out of 10, or one out of 20 even will be successful at duplicating that? And the process of “let’s just have them, enroll a few friends and family” and then hopefully, you know, they keep doing that until you find a leader is so much harder and takes so much work. And it doesn’t stay together. If you have to teach people how to do something that they don’t like doing, and that they won’t do; the business is not sustainable. And I was part of a group that had well over 800,000 people in the group, not my group, but I was part of that team. And that whole team is completely gone! That 800,000 plus people and the team of that person in Amway doesn’t exist anymore. And it wasn’t sustainable. And there was a lot of reasons for that. But we got out of that business and for over a decade I still was looking and thinking and wondering god you know, there’s got to be a network marketing business that’s awesome. That is run right and is done right. That’s what we’re doing today. And that’s what we’re teaching people how to be successful using new methods online. It works beautiful during the stay at home order, because people are still reaching out last month 24 or 25 people I sponsored personally, in the business and I did not chase a single one of them, they all found me and wanted to get involved. So, it’s a completely different thing.

RESEARCH AND EVALUATE

So, if you want to understand more about it, I’m happy to share with you if you don’t want to get involved in what we’re doing. I totally get it but I’m not pushing for anybody. Obviously, I’ve got so many things to do. Right now, I don’t know how many people I could work with at the moment. It’s really been crazy because a lot of people are looking and they want to do something from home in a home-based business. But I’m happy to answer questions and if you do have time and you want to look at the opportunity and ask some questions after you check out a couple of key videos HERE. I’m happy to talk to you about it. I just want to share those experiences if you are an old network marketer, and I don’t mean old age, but you’ve done the old school way, and you love certain aspects of the business, like Amway and others out there. I don’t need to name them because I wasn’t part of them. But you know, the ones we’re talking about. Things are different. And you just have to find the right opportunity for you. If you love what you’re doing in companies like Amway, then stay with that group. You don’t want to be jumping around, but if you’re looking, you’ve been uncomfortable, you felt guilty. If you feel bad about yourself, then, you know, make some changes, at least do some research, you need to make sure you’re always educating and keeping going. Like I said, if some of the key people in Amway are no longer in it, and they were at very, very high levels, making millions of dollars a year and they’re no longer in that business. And we were part of that team of hundreds and hundreds of thousands of people. You got to ask yourself, are there good reasons for that? And yes, there are. Things are changing, and they have changed. Some people haven’t realized that yet. But if you’re looking for something new, it’s out there, and you can find it. And we’ll help you to do that in any way we can.

We really appreciate you. Appreciate you guys reading these articles. And if you like what we’re putting out, remember to like and subscribe because it means a lot to us. It really does. I love seeing new subscribers and new likes. And if you have negative comments and you didn’t like something, I’m okay with that too. That’s how I learn and I need that feedback. So, appreciate it. Have a great day. Stay well, we’ll talk to you next time. Bye bye.

Discover a Simple Business that Pays a Full Time Income from Home

Thanks for reading!

Mark Balderrama

MARK

MLM and Network Marketing Training, Personal Finance, Retirement

How an MLM Can Provide Retirement or Supplemental Income

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I’ve stated a few times about how an MLM is a unique business concept in and of itself:

  • Low up-front costs compared to owning a small business;
  • Plug into an already well-established company with products, support, and training;
  • Constant development from successful entrepreneurs;
  • Unlimited earning potential;
  • Zero education requirement;
  • Automate your business through online tools;
  • Be your own boss.

Building Your MLM Can Last Generations

To some, it may sound too good to be true. The fact is, MLM’s are simple. However, there is a distinct difference between “simple” and “easy”. If you think about it, anything worthwhile in life takes hard work:

  • Meaningful relationships with loved ones;
  • Personal health & well-being;
  • Raising children;
  • Saving up for and planning travel and leisure;
  • Contributing to something worthwhile and fulfilling.

An MLM can offer someone the life they’ve always dreamed of. With hard work, dedication, and staying plugged in to daily, weekly, and monthly habits that generate financial freedom, it is very possible. Let’s talk about how MLM’s can provide supplemental and retirement income that last; not just today, or next year, but for years and decades to come for you and those with whom you choose to share it.

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MLM For Supplemental Income

There are a few reasons why MLM businesses are perfect for building supplemental income for yourself:

  • Work it as a side hustle: If you’re worried that resigning from your current position would put you in an unfavorable position financially, you can begin working your MLM business as a side hustle. This means that while you begin to learn the product, develop plans with your mentors, and implement success strategies, you can sustain your current situation with your full-time or part-time job. The freedom of your own MLM business allows you to choose your own hours.
  • Build with your upline: In MLM, you are less of an employee and more of an equal partner. The people in MLM who are winning will expend as many resources as you need for you to win. It’s one of the greatest industries in terms of receiving the time and attention from successful people.
  • Build with your downline: The opportunities available to you as a leader in your MLM business are virtually endless. Time and time again, we hear about wealthy people who are unhappy. Why is this? Well, it comes down to fulfillment. Are you building something greater than yourself? Are you giving back to a worthwhile cause and developing others to do the same? The answer with MLM is yes. You can provide training, inspiration, advice, documentation, recommendations, and so much more when you make your MLM business less about you and more about helping others win. And in the end, when they achieve their goals, then so do you.
  • Millionaires have multiple streams of income: This rings true especially in the MLM industry. The average millionaire has five to seven streams of income, and with your team, so do you. Thanks to the MLM business model, your business volume (and therefore your profit) is generated by not one, not two, not three, but many individuals with common goals. By staying plugged in and being a leader in your team, you can create a healthy and thriving income that is as part-time or full-time as you make it.

It’s clear to see the benefits of amassing supplemental income through your MLM business. Not only that, but you are helping others to build the life that they’re after. As an introvert myself, it never ceases to amaze me that no matter how much someone likes the company of others or prefers that of themselves, how universally desired the trait of contribution is to every single human being alive.

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MLM For Retirement Income

Now, let’s look into how your MLM business can tick the boxes of both short-term and long-term wealth creation. Because oftentimes we have the “here and now” problems of today/this week/this month in the forefront of our minds.

However, when done correctly, the MLM industry is capable of providing for you and your loved ones into the future. Mind you, if it was easy, then everyone would be doing it. But with the simplicity of this business, it makes sense how your expenses into retirement can be covered:

  • Working while you don’t: The beauty of leverage is infinite. What I mean here when I say “leverage” is capitalizing on the opportunity of passive income. Just as Bruno Mars gets paid each time a song of his plays on the radio, or a landlord gets paid every month when rent is due, you get paid for the work you’ve done in the past. This is mainly through the monthly auto-ship purchases if you sell goods, and the monthly membership fee if you sell services. It varies from company to company, and this is the general idea. When customers receive value through your offerings, then it is a win-win situation for you and for them.
  • A team that lives on even when you step back: Thanks to your demonstration of leadership, development, professionalism, respect, and kindness that you have shown over multiple years, the people in your team become leaders themselves, and that’s where the fun truly begins. You have shifted from the forefront to more of a consulting role. You have garnered a series of trainings and plug-and-play instructions, as well as a thriving community of like-minded individuals who want to win, and this combination boosts the success of everyone in your business. New leaders consistently prove themselves and you are no longer required to put in as much work as before, since others are now at that level.

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Creating the Life You Want

All in all, the opportunities within the MLM industry are vast and plentiful, and we are not slowing down anytime soon. It is the perfect alternative for hard-working individuals who want to create supplemental income as well as retirement income through the beauty of togetherness, quality products, and leverage.

If this sounds like a worthwhile pursuit for you and your life goals, feel free to take a no-cost tour of the MLM business I have grown to love, and learn about how it works. You can contact me at any time and I will be more than happy to help, or you can read my story and learn about my background as a person interested in generating income online using modern techniques. May you find fulfillment in doing what you love.

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Thanks for Reading!

Mark Balderrama

MARK